--- product_id: 1308790 title: "12CP Financial Calculator" brand: "hp" price: "β‚±9480" currency: PHP in_stock: true reviews_count: 8 category: "Hp" url: https://www.desertcart.ph/products/1308790-12cp-financial-calculator store_origin: PH region: Philippines --- # 130+ built-in financial & statistical functions Long-lasting battery life for uninterrupted use 400-step memory capacity for complex calculations 12CP Financial Calculator **Brand:** hp **Price:** β‚±9480 **Availability:** βœ… In Stock ## Summary > πŸ’Ό Elevate your financial game with the iconic HP 12CP β€” where precision meets prestige. ## Quick Answers - **What is this?** 12CP Financial Calculator by hp - **How much does it cost?** β‚±9480 with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.ph](https://www.desertcart.ph/products/1308790-12cp-financial-calculator) ## Best For - hp enthusiasts ## Why This Product - Trusted hp brand quality - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Key Features - β€’ **Dual Input Modes:** Switch seamlessly between efficient RPN and familiar algebraic entry to match your workflow style. - β€’ **Master Your Numbers:** 130+ advanced functions tailored for finance, business, and statistics to power your decision-making. - β€’ **Speed Meets Precision:** Calculate TVM, IRR, and NPV up to 6x faster with enhanced processing and undo/backspace editing. - β€’ **Pocket-Sized Powerhouse:** Compact design fits effortlessly in your bag, ready to perform wherever your work takes you. - β€’ **Exam-Ready & Professional:** Approved for CFP, CFA, and FRM exams β€” the trusted tool for finance pros who demand reliability. ## Overview The HP 12CP Financial Calculator is a compact, professional-grade tool featuring over 130 built-in functions for finance, business, and statistics. With a robust 400-step memory, dual input modes (RPN and algebraic), and long battery life, it’s designed for financial professionals and students alike. Its sleek black design with an engravable metal plate adds a touch of sophistication, making it ideal for exams and everyday financial analysis. ## Description Product Description This special 25th anniversary collector's edition of HP's 12c Platinum calculator is a natural for real estate, finance, accounting, economics, and business calculations. It features the HP 12c Platinum standard edition's 130+ built-in functions and memory for 80 cash flows, complemented by a black and silver body, engravable metal plate on the back, and embossed leather pouch desertcart.com The HP 12C Platinum Edition is a fast and powerful calculator designed for educators, businessmen, or anyone who needs a reliable tool to handle mathematical and/or financial calculations. With a 400 step memory capacity, the 12C can handle even the most complex computations. For 25 years, the 12C has proven its reputation as the ultimate pocket-size calculator for financial use. The HP 12C Platinum is a faster, enhanced version of the industry-leading 12C, and is designed for the financial professional who demands more options. Its long battery life and small size make it easy to take with you anywhere, and its elegant black and silver design, and engravable metal plate on the back give it a modern, stylish appearance. The 12C Platinum is a powerful tool capable of handling the most complex and detailed analysis and problem solving. With over 130 built-in functions for business, finance, mathematics and statistics including date calculations, this calculator offers fast and reliable programming, finance, and statistical analysis options. With the 12C, you'll enjoy the flexibility of both RPN (Reverse Polish Notation) and algebraic modes of entry, the speed of its processor, and the increased memory capacity.Precision Business and Finance Features Ideal for real estate, finance, accounting, economics and business work, this calculator also helps you perform several key functions that allow you to make financial predictions, balance your budget, or calculate percentages of appreciation or depreciation for mortgages, loans, and savings accounts. Advanced editing features like the new "Undo" and "Backspace" buttons ensure precise calculations, while six times faster speeds for calculating TVM, loan payments, and interest rates help you gather and analyze important data in minutes. You can also pinpoint trends by performing cumulative statistical analysis, standard deviation, mean, weighted mean, and linear regression.Memory For Up to 30 Cash Flows The 12C offers several modes and an easy-to-use layout for a wide range of practical applications. For example, perform TVM (Time Value of Money) functions like calculating mortgage/loan payments. Or perform NPV (Net Present Value) and IRR (Internal Rate of Return) computations to help determine whether or not to undertake a particular investment project. With memory for up to 30 cash flows, it's a snap to manage a series of complex projects. For additional convenience, the 12C is also permitted for use on the CFP and CFA Certification Exams, and the GARP FRM Exam.What's in the Box 12C financial calculator, battery, and user's manual. Review: Get this for your exam - I am not ashamed to admit that one of the primary reasons that I prefer this calculator - really the HP 12c series in general - to the alternatives is the fact that it looks like an instrument designed for professional use, as opposed to what one might find in an eighth grade science class. Of course, there are plenty of other reasons that this calculator is king. I used the HP 10bII Financial Calculator for years, and was quite content. It was only after I signed up to sit for one of my industry's designation exams that I realized the poor old 10bII was not an approved model. My options were the Texas Instruments BA II Plus Financial Calculator and the HP 12c. Due to my aforementioned desire to avoid looking like I was using the same calculator I owned in grade school, I went with the 12c Platinum. While I was initially frustrated by the calculator's use of Reverse Polish Notation (RPN) - which can be switched to an Algebraic mode on the Platinum model - I have come to appreciate the much more efficient RPN. I realize that time is rarely of the value that it is in a test taking environment. However, if you are considering this calculator for an exam, I can assure you that it will save you time which, when it comes down to it, will probably be much more valuable to you than the $40 price differential between the BA II and the 12c. Even outside of the exam room, if numbers and calculations are your business, it just makes life a little easier. The manual that accompanies the calculator is great. It provides everything that one needs to understand the full operating capacity of the calculator, as well as some helpful walk-through examples. I do wish that it was a physical manual instead of a CD. Not a huge drawback, though. Again, if you are purchasing this calculator for an exam, it will be well worth the effort to spend some time perusing the manual to determine which functions and shortcuts will make your life easier. Believe me when I say that, if used properly, some of the ignored functions of the 12c can be a real boon in certain situations. I do have to say that I have had an opportunity to handle a 12c from what was probably 20 years ago. It did feel like it was of a higher build quality than the 12c Platinum that I recently purchased. It is unfortunate that the new calculators do not possess that same feel, but the reality is that even the new 12c series calculators are, in my opinion, of a higher quality than their peers. Not as good as they were, perhaps; but still the best currently available. Do yourself a favor and get this calculator. I honestly do not believe that you will regret it. Review: An Excellent, Versatile Addition to the Venerable HP12C Line - For HP12c Fans or newly inspired Fans, this is a really good calculator investment. Some think they can always use their notebook computer, tablet or smart phone for all such calculations and that handheld calculators--such as the Best of the Best HP12C--are outdated. While I admit I've used an HP12C for more than 30 years--so, yes, I am experienced (not old)--I disagree, respectfully, that the HP12C is a dinosaur or outdated. It is a tool, and a very important tool, as many a financial professional--such as CFP's, CFO's and CPA's will tell you. I am not one of those. Although I hold a BBA in Finance, I am a business litigation trial attorney, representing companies and consumers and customers alike in business disputes. And I have long-used an HP12C to compute damages and cross examine damage experts. So, more than enough about me. The HP12CP--Platinum version 2 with the black keyboard face (do not get the one with the silvery keyboard face--too many reported bugs and flaws) and wider 2-CR2032 battery compartment--is an excellent investment in my view. While it is no where near as lightning fast as the new HP12C's (and 30th Anniversary Limited Edition) that have the blazing fast Atmel ARM processor, the Platinum (although it is without the ARM) is much, much faster than the original 12C processor, particularly with TVM calcs, especially for i and for IRR. And the Platinum v2 (black keyboard face) has much expanded memory registers (80 cash flows vs 20 and 399 keystroke programming vs. 99 and the Platinum also adjustable LCD contrast where the 12C both old and new has none), especially handy when using the programming capabilities. And no reported, as I understand it, bugs in the firmware of HP12CP v 2 or beyond--I think the 25th anniversary edition is beyond the 12CP v2. Also, for when you are dealing with customers, experts or witnesses who do not know how to use the imminently more elegant and efficient RPN, the HP12CP can toggle into Algebraic mode--picture a normal calculator with an = sign. Very handy to have one calculator toggle between both modes to hand to the less RPN comfortable. But do you really want to hand over your notebook computer or smart phone to use to make your calculation point? So, if speed is your passion, you know RPN and you already love the 12C, then I strongly suggest the new (post 2011?) HP12C with the ARM processor. But if you want more memory and calc mode options, including algebraic vs RPN, an "undo" "backspace" and also parenthetical functions when using Algebraic mode, then the HP12C Platinum is for you. Enjoy! ## Features - Robust and versatile financial calculator - Over 120 built-in functions for business, finance, mathematics, and statistics, including date calculations - Efficient data entry using RPN - Small size; easy to take anywhere - Long battery life ## Technical Specifications | Specification | Value | |---------------|-------| | ASIN | B000FVNX2Q | | Best Sellers Rank | #42,575 in Office Products ( See Top 100 in Office Products ) #10 in Financial & Business Office Calculators | | Brand | HP | | Built-In Media | Calculator | | Calculator Type | Financial | | Color | Black Face | | Customer Reviews | 4.6 4.6 out of 5 stars (3,137) | | Display Type | LCD | | Enclosure Material | Plastic | | Global Trade Identification Number | 00882780469709, 08595179500243 | | Item Dimensions L x W | 6"L x 3"W | | Item Type Name | HP12C Finance Calculator | | Item Weight | 159 Grams | | Manufacturer | Hewlett Packard Office | | Mfr Part Number | F2231AA#B12 | | Model Name | packard | | Model Number | HP12CPLAT | | Number of Batteries | 1 CR123A batteries required. (included) | | Power Source | Battery Powered | | Screen Size | 1 | | UPC | 778888326221 808736931281 640034523238 883585518081 882780469730 | | Unit Count | 1.0 Count | | Warranty Description | 90 days | ## Product Details - **Brand:** HP - **Calculator Type:** Financial - **Color:** Black Face - **Power Source:** Battery Powered - **Screen Size:** 1 ## Images ![12CP Financial Calculator - Image 1](https://m.media-amazon.com/images/I/61Mhyvb0TfL.jpg) ## Available Options This product comes in different **Style** options. ## Questions & Answers **Q: Where was the calculator built? 12C's built in the US seem to have much better build quality and reliability than the ones built in China.** A: The 12C that I have has the letters "CHN 700****" on a tab located on the back of the calculator. I assume that means China. Regardless, I bought this calculator in 2005 and have literally used it multiple times everyday...probably 10,000 times. It continues to work perfectly. **Q: Why is the packaging in spanish? my order arrived today and i want an english version.** A: English Manuals: https://support.hp.com/us-en/product/hp-12c-platinum-financial-calculator/384706/manuals I found these, that should help. Quick Start Guide: http://h10032.www1.hp.com/ctg/Manual/c01798099.pdf Hopefully that helps!! **Q: Does this product come with the carrying case?** A: Yes. A nice semi-hard case with a spot for business card **Q: Does this one have a Black keyboard background or a silver one on what is delivered by Amazon?** A: The HP 12CP is the Platnium edition - (that's what the P stands for). The shipped product looks exactly as it is displayed on the product page. Except for the buttons and the silver panel on the top 3rd of the calculator (around the display) the background is black. I have mine in my hand right now and it looks identical to the picture you see on the product page. ## Customer Reviews ### ⭐⭐⭐⭐⭐ Get this for your exam *by S***O on February 7, 2014* I am not ashamed to admit that one of the primary reasons that I prefer this calculator - really the HP 12c series in general - to the alternatives is the fact that it looks like an instrument designed for professional use, as opposed to what one might find in an eighth grade science class. Of course, there are plenty of other reasons that this calculator is king. I used the HP 10bII Financial Calculator for years, and was quite content. It was only after I signed up to sit for one of my industry's designation exams that I realized the poor old 10bII was not an approved model. My options were the Texas Instruments BA II Plus Financial Calculator and the HP 12c. Due to my aforementioned desire to avoid looking like I was using the same calculator I owned in grade school, I went with the 12c Platinum. While I was initially frustrated by the calculator's use of Reverse Polish Notation (RPN) - which can be switched to an Algebraic mode on the Platinum model - I have come to appreciate the much more efficient RPN. I realize that time is rarely of the value that it is in a test taking environment. However, if you are considering this calculator for an exam, I can assure you that it will save you time which, when it comes down to it, will probably be much more valuable to you than the $40 price differential between the BA II and the 12c. Even outside of the exam room, if numbers and calculations are your business, it just makes life a little easier. The manual that accompanies the calculator is great. It provides everything that one needs to understand the full operating capacity of the calculator, as well as some helpful walk-through examples. I do wish that it was a physical manual instead of a CD. Not a huge drawback, though. Again, if you are purchasing this calculator for an exam, it will be well worth the effort to spend some time perusing the manual to determine which functions and shortcuts will make your life easier. Believe me when I say that, if used properly, some of the ignored functions of the 12c can be a real boon in certain situations. I do have to say that I have had an opportunity to handle a 12c from what was probably 20 years ago. It did feel like it was of a higher build quality than the 12c Platinum that I recently purchased. It is unfortunate that the new calculators do not possess that same feel, but the reality is that even the new 12c series calculators are, in my opinion, of a higher quality than their peers. Not as good as they were, perhaps; but still the best currently available. Do yourself a favor and get this calculator. I honestly do not believe that you will regret it. ### ⭐⭐⭐⭐⭐ An Excellent, Versatile Addition to the Venerable HP12C Line *by D***M on June 25, 2015* For HP12c Fans or newly inspired Fans, this is a really good calculator investment. Some think they can always use their notebook computer, tablet or smart phone for all such calculations and that handheld calculators--such as the Best of the Best HP12C--are outdated. While I admit I've used an HP12C for more than 30 years--so, yes, I am experienced (not old)--I disagree, respectfully, that the HP12C is a dinosaur or outdated. It is a tool, and a very important tool, as many a financial professional--such as CFP's, CFO's and CPA's will tell you. I am not one of those. Although I hold a BBA in Finance, I am a business litigation trial attorney, representing companies and consumers and customers alike in business disputes. And I have long-used an HP12C to compute damages and cross examine damage experts. So, more than enough about me. The HP12CP--Platinum version 2 with the black keyboard face (do not get the one with the silvery keyboard face--too many reported bugs and flaws) and wider 2-CR2032 battery compartment--is an excellent investment in my view. While it is no where near as lightning fast as the new HP12C's (and 30th Anniversary Limited Edition) that have the blazing fast Atmel ARM processor, the Platinum (although it is without the ARM) is much, much faster than the original 12C processor, particularly with TVM calcs, especially for i and for IRR. And the Platinum v2 (black keyboard face) has much expanded memory registers (80 cash flows vs 20 and 399 keystroke programming vs. 99 and the Platinum also adjustable LCD contrast where the 12C both old and new has none), especially handy when using the programming capabilities. And no reported, as I understand it, bugs in the firmware of HP12CP v 2 or beyond--I think the 25th anniversary edition is beyond the 12CP v2. Also, for when you are dealing with customers, experts or witnesses who do not know how to use the imminently more elegant and efficient RPN, the HP12CP can toggle into Algebraic mode--picture a normal calculator with an = sign. Very handy to have one calculator toggle between both modes to hand to the less RPN comfortable. But do you really want to hand over your notebook computer or smart phone to use to make your calculation point? So, if speed is your passion, you know RPN and you already love the 12C, then I strongly suggest the new (post 2011?) HP12C with the ARM processor. But if you want more memory and calc mode options, including algebraic vs RPN, an "undo" "backspace" and also parenthetical functions when using Algebraic mode, then the HP12C Platinum is for you. Enjoy! ### ⭐⭐⭐⭐⭐ A decent calculator *by N***N on January 24, 2026* My f button is a bit loose but ok. Overall it is a nice calculator. I am enjoying it. ## Frequently Bought Together - HP 12CP Financial Calculator - JINMEI Hard EVA Carrying Case Compatible with HP 12C/HP 12CP Financial Calculator Storage case - HP 12C Financial Calculator - Black/Gold --- ## Why Shop on Desertcart? - πŸ›’ **Trusted by 1.3+ Million Shoppers** β€” Serving international shoppers since 2016 - 🌍 **Shop Globally** β€” Access 737+ million products across 21 categories - πŸ’° **No Hidden Fees** β€” All customs, duties, and taxes included in the price - πŸ”„ **15-Day Free Returns** β€” Hassle-free returns (30 days for PRO members) - πŸ”’ **Secure Payments** β€” Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** β€” Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.ph/products/1308790-12cp-financial-calculator](https://www.desertcart.ph/products/1308790-12cp-financial-calculator) --- *Product available on Desertcart Philippines* *Store origin: PH* *Last updated: 2026-04-22*