Poluma Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black

Perfect and oh boy it’s an eye opener as to where my money is going .. also helps massively to remind me when bills as due ..

Very good quality

Great product.

buena calidad, igual a la foto, pasta gruesa.

Positives- Good for beginners. Pages are updated, so you can add what ever month, year. Months budget sheets are managable, simple. Each month comes with 4pages(2 Pages back to back) for daily expanses. Monthly budget review is a but confusing if your not used to this kind of thing, but it simplifies it for you, shows you how. Has a Christmas shopping list, budget, as well as a regular bill tracker and end of year summary. Comes with 2 sticker sheets. All in all it's great for beginners. I recommended it to a few friends just starting out. negetives- not really negative. My stickers were stuck in the folder, lost a few. The Christmas budget sheets are good, wish it came with vacation sheets as well.

I love this budget planner ! Easy to plan and track your monthly bills and expenses . Monthly reflection questions help you to really consider where you need to improve to keep pace with your goals , and it’s simple! The simplicity allows for those of us who like to decorate with stickers - we can ! But if I’m just not up to it the simple design allows me to just track my info with no pressure to decorate . Cons - I think the planner should have a 4th question at the end asking what you did right this month. Because it’s important to highlight the wins - some markers do bleed through the paper This is a Phenomenal budget planner for every stage of budgeting. It is economical , efficient , and easy to use ! I will most likely rebuy this once the year is up and I’m in need of a new one !