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A**A
Excellent resource on financial management and discipline
This book is about financial management, and this knowledge is crucial in these challenging economic times. I really like the author’s personal stories and the lessons she learned from her parents. It makes the book engaging and relatable. The style is easy to understand, conversational, and clear: ‘You are constantly told in school that you need to learn XYZ to succeed in life, yet money has never been included in that list of things to help you become a success.’One recurring theme in the book is the need to save and plan for the future and that financial management is incomplete without self-discipline. The book offers several tips and advice on how to make smarter financial decisions, such as budgeting, getting out of debt, compound interest rates, loans, and even quality over quantity.My favorite chapter is The Smart Shopper. The calculations make sense, such as spending smart on unit pricing or cost per wear.I highly recommend this book for teens and adults. As the author rightly states, money gives you a taste of freedom. Start saving right away and create a saving culture. Developing a frugal mindset is one of the smartest things you can do with your money.My opinions are my own.
T**!
I wish I had a book like this when I was younger!
This book is great for young adults helping them to build real financial confidence without feeling overwhelmed. It breaks down personal finance in such an easy, relatable way, from budgeting and saving to building credit and even creating multiple income streams. I liked how the author shares personal stories alongside practical tips, which made everything feel more real. It helps you to understand the “WHY” behind doing things. Whether it was learning how to prioritize needs vs. wants, plan for the future, or avoid common mistakes with debt and credit cards, the advice is useful. I wish I had a book like this when I was younger, but even now, it gave me a better plan for building financial freedom. Highly recommend it to anyone starting their financial journey or just needing a real world refresher.
L**E
"Mastering Money Made Simple: A Must-Read for Young Adults"
Dakota McQueen's Personal Finance Made Easy for Young Adults is a straightforward and relatable guide for anyone looking to manage their finances. The book covers the essentials like budgeting, paying off debt, and improving your credit score in a way that feels doable, even if you're starting from scratch. The writing is clear and encouraging, with plenty of practical tips that beginners can use right away.This book stands out because of its simplicity and focus on real-life applications. McQueen doesn't just explain concepts—he shows you how to use them in your own life, offering examples, templates, and advice you can customize to fit your situation. While it's more of an introduction to personal finance than a deep dive, it's an excellent starting point for young adults who want to take control of their money and work toward financial freedom.
T**T
Breaks down complex financial topics into simple, practical steps that are easy to understand
The author does a great job covering essential topics like budgeting, paying off debt faster, raising your credit score, and building multiple income streams. Instead of overwhelming readers with financial jargon, the book provides clear advice that young adults can use right away to start building a strong financial future. Whether you're just starting out in your career or looking to improve your financial habits, this book is a must-read. It’s the perfect guide for achieving financial freedom, stability, and long-term success!
A**Y
Excellent guide to financial responsibility that I wish I had 20 years ago!
"Personal Finance Made Easy for Young Adults" is a comprehensive yet easy-to-read guide aimed at introducing young adults to personal finance. The content is informative and entertaining, with a "down-to-earth" tone that makes the book very easy to read. Beginners will find the information helpful, while people with more experience could also use this book as a way to refresh on critical financial areas (budgeting, taxes, retirement planning, etc...).The book contains plenty of relatable examples and anecdotes, making it even easier to relate to. Quite honestly, the content within this book should be something that most young adults receive in one way or another, as it's far less common to see people with a firm understand of the concepts presented. This book would be a great resource to use, as it's well-researched and gives the necessary tools to set young adults on the path to financial success.Overall, highly recommended for anyone looking to improve their understanding of literacy as it relates to personal finance.
S**7
Perfect for young adults to learn finances
I got this book because I'm looking for a finance book for my daughter. I thought this was perfect for her. It's short, sweet, written in plain terms, and gets the point across about money. What she needs at her age is awareness and a strategy—this book gives this to her. I'm glad it also addresses things like retirement and emergency funds planning, which I don't think a lot of young people think about, plus credit card debt. And debt, in general. I think she'll get a lot out of it. My only critique, which is the four-stars, is I wish there were more graphs or planner examples, or visual examples, which I think this generation responds well to. But still, overall, good information and organized well.
D**3
Engaging with Valuable Insight
There is an engaging and candid tone here as the author starts with her story of understanding finances at a young age while helping her parents run a restaurant. It was an education she applied to her life that has become invaluable. In our present society, we see the enticements of having all you want through advertising and media, but it is a path to ruin if young people allow it to consume them. This is an excellent book for teens and 20-somethings starting with a new career ahead of them, as it teaches them powerful financial techniques to apply in a real-life setting. It also helps parents understand how to steer their children with practical steps as they know finances.
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