The Total Money Makeover: A Proven Plan for Financial Fitness

I watch the YouTube channel but bit was helpful to have it in printed format too.

If you are fed up with being in debt all the time.This book has many stories of people who are doing the steps to encourage and inspire.It is not easy to change behaviour but that is why so few truly are debt free for life.He explains why credit options can tear away wealth.It is only for those who are not into quick fixes,no excuses,make a budget,spend less than you earn,change your thoughts,work the 7 steps.Americanised book e.g.Dollars but you can interpret them into English eg.Roth accounts could be ISA's.The basic principles is what is important.Some steps may take you a while I.e. months or years but it would be worth it.My copy was hard backed with no cover,everything intact,delivered quickly,highly recommend book.it is more than debt, budgeting but about what do you need up to retirement,also to be able to contribute and give.not only become richer but help others too.

I'm a UK customer and although this book is pretty US specific, it really has a lot of deep messages that are useful to anyone and everyone. I had a good read through and was very impressed, trying to apply some of the principles to my own life now. I recommend people who are thinking of buying this or a similar book to have a look at a few other reviews and see what they have to say, but personally, I rate the messages in this book pretty highly. Its also quite funny to read, and made me laugh a couple of times - which is a nice change, because a lot of these types of books can be a bit dry.

This books really does give some superb information, tips and advice on how to really manage your finances.If you follow this to the letter you really will be in a better financial situation and be able to save more money that you have before.Although I'm not really in need to the religious side of the book you can omit it.

It is a gift.

You must get this book AND put it into action. One of the best books I have ever purchased. Using the babysteps has got us out of debt except for the house and we are working on that now.

An essential book that contradicts the consumer debt/buy now, pay later culture that we live in today.

If your in debt, you need this book! Dave is a legend!

I have given away at least three copies of this book because the methods in the book really do work. I am now totally debt free and loving it!

This is by far the BEST financial book I have ever read. It was completely eye opening. I didn't relive how much debt my husband and I had until we sat down and wrote it all out and started a budget. Only three months in and we have paid off all credit cards and closed the accounts, we haven't had any fights about money because we know exactly where it's going, and we are on track to pay off our house as well in almost 10 years or less now.This book has changed our financial life and improved our marriage. We are now both on the same page and excited each time we get to cross off a debt that is gone forever.It simply states in his book the seven baby steps you need to follow and in the exact order he says. No other books tells you the exact steps to take, they always give you bulls*** common sense but no physical step by step plan.If you have credit card debt, student loan debt or even just want to take control of your money and strengthen your relationship then buy this book and read it. It's an easy read and only takes a few days to finish, and have a highlighter handy!It took a few weeks to get my husband to read it but in order to BOTH be successful and be on the same page it is inevitable you both read it. We sit down for about 30 minutes at the end of each month and create our budget and it's fun! No arguing just making compromises on what's important that month.It forever changed my life and I am forever grateful to Dave Ramsey and the baby steps. On baby step number two and not stopping anytime soon!

Bought it as a gift. Delivered to their door. Read the book and recommend it to anyone wanting to get their finances in order.

If you can get past his tone (he can come across as a bit arrogant and belligerent), it's a great book. It has greatly helped me start to shape up with my financial habits. You get some tough love from him and some good laughs. (I dunno why he makes me laugh, but I cracked up reading the book :). The book is also an easier read than I had originally thought. It didn't bore me to death, as I originally thought it would. A word to non-religious folk or those turned off by works peppered with religious dictum: do not be dissuaded from reading his material. Though he does weave into his writing biblical principals in which he believes, he's not preaching at you. He's sharing his knowledge and understanding and words of wisdom that have been around for ages. Bottom line: I unreservedly recommend for those seeking to make a real change in their lives financially. What he proposes is simple, but it will greatly challenge you; and I have to say it's so worth it. I have already paid off debt in the double digits in less than six months' time by putting stuff I learned from him into practice. I gotta tell you it's hard, but it'll really get you to another level. I read the book cover to cover and feel this book is a must have for everyone. I've found it so valuable that it's become my gift of choice as of late to friends and family. Give it a go. I'd be hard-pressed to believe you'd regret it.

Enjoyable book. Currently applying some of his tactics to our daily lives and finding success.