--- product_id: 7769458 title: "How to Settle Debts Yourself Paperback – July 28, 2011" brand: "sandee ferman" price: "₱388" currency: PHP in_stock: false reviews_count: 8 url: https://www.desertcart.ph/products/7769458-how-to-settle-debts-yourself-paperback-july-28-2011 store_origin: PH region: Philippines --- # How to Settle Debts Yourself Paperback – July 28, 2011 **Brand:** sandee ferman **Price:** ₱388 **Availability:** ❌ Out of Stock ## Quick Answers - **What is this?** How to Settle Debts Yourself Paperback – July 28, 2011 by sandee ferman - **How much does it cost?** ₱388 with free shipping - **Is it available?** Currently out of stock - **Where can I buy it?** [www.desertcart.ph](https://www.desertcart.ph/products/7769458-how-to-settle-debts-yourself-paperback-july-28-2011) ## Best For - sandee ferman enthusiasts ## Why This Product - Trusted sandee ferman brand quality - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Description Full description not available ## Images ![How to Settle Debts Yourself Paperback – July 28, 2011 - Image 1](https://m.media-amazon.com/images/I/61KYL-oN9gL.jpg) ## Customer Reviews ### ⭐⭐⭐⭐⭐ This book helped me! *by S***M on Reviewed in the United States 🇺🇸 on December 4, 2012* When the economy tanked in 2008, all of a sudden in July 2008 I was faced with the fact that I could not pay my debt. I ended up at Consumer Credit Counseling and learned I should pay my mortgage before everything else. I had so much debt I couldn't even qualify for their program.As time went on I learned to steel myself against and ignore the mail and phone calls from bill collectors. I settled some from time to time but had a mountain of it to deal with. I sometimes wished I had the money to take advantage of some really good settlements but I didn't!Then in 2012 I got sued a couple of times. That was a whole new adventure. I had to get on top of this subject and I got this book and one other one. In 5 months I was able to settle my remaining $64,000 in debt for $16,000.Caveat emptor, you can read a lot of good stuff on debt boards and things, but you need a book by a pro like this one to guide you through this world.If you want to learn more, learn to read the lawsuits posted on your county website. The plethora of lawsuits filed by JDB's and CA's are dismaying, but take heart in that you can also find actual defenses by real lawyers used against them too. ### ⭐⭐⭐⭐⭐ I would recommend this book to anyone having to deal with this subject *by M***N on Reviewed in the United States 🇺🇸 on January 24, 2015* This is a very well written book and belief Ms. Ferman has done a great job of addressing all the key elements that need to be known about settling your debts yourself. This is a delicate subject as there is usually much emotion associated with it. I didn't find anything lacking in the information and was not left with unanswered questions. I would recommend this book to anyone that is having to deal with this subject. ### ⭐⭐⭐⭐⭐ Nutrition for the financially challenged! *by J***P on Reviewed in the United States 🇺🇸 on October 11, 2012* Straight forward and to the point, the author guides the reader using common sense and outlining various options to consider when facing financial difficulty. If you're struggling to see the light at the end of the debt tunnel "How to Settle Debts Yourself" is an excellent read. Fear and uncertainty dominate the thoughts of those with money problems. This book acts like a map providing information as to what to expect as you navigate through these troubled waters. --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.ph/products/7769458-how-to-settle-debts-yourself-paperback-july-28-2011](https://www.desertcart.ph/products/7769458-how-to-settle-debts-yourself-paperback-july-28-2011) --- *Product available on Desertcart Philippines* *Store origin: PH* *Last updated: 2026-05-21*